UNH Q3 2026 Earnings — Income Statement Breakdown
For its Q3 2026 period (ending 2026-09-30), UNH reported revenue of $112.7B, gross profit of $112.7B (100.0% gross margin), operating income of $6.6B, and net income of $4.1B (3.6% net margin). The flow of revenue into costs and profit is visualized below.
What changed
UNH was profitable; revenue grew 0.6% quarter over quarter, and revenue beat consensus by 1.2%.
| Comparison | Revenue | Net income | Net margin |
|---|---|---|---|
| Year over year | Not available | Not available | Not available |
| Quarter over quarter | +0.6% | −25.1% | −1.2 pp |
Consensus revenue estimate was $111.3B; reported revenue was +1.2% versus consensus. EPS was $4.69 versus $4.14 expected.
UNH Q3 2026 Income Statement
| Line item | Amount (USD) | % of revenue |
|---|---|---|
| Revenue | $112.7B | 100% |
| Cost of Revenue | — | 0.0% |
| Gross Profit | $112.7B | 100.0% |
| Research & Development | — | 0.0% |
| Selling, General & Administrative | — | 0.0% |
| Other Operating Expenses | −$106.1B | 94.2% |
| Operating Income | $6.6B | 5.8% |
| Interest Expense | −$963M | 0.9% |
| Other Income, net | −$1.0B | 0.9% |
| Income Tax Expense | −$1.2B | 1.1% |
| Net Income | $4.1B | 3.6% |
Source: original SEC filing (filed 2026-10-13). Accession 0000731766-26-000255. Data normalized by EarningsFyi.