BAC Q3 2026 Earnings — Income Statement Breakdown
For its Q3 2026 period (ending 2026-09-30), BAC reported revenue of $30.0B, gross profit of $28.7B (95.8% gross margin), operating income of $9.0B, and net income of $6.5B (21.8% net margin). The flow of revenue into costs and profit is visualized below.
What changed
BAC was profitable; revenue grew 6.7% year over year.
| Comparison | Revenue | Net income | Net margin |
|---|---|---|---|
| Year over year | +6.7% | −22.8% | −8.3 pp |
| Quarter over quarter | −39.3% | −27.9% | +3.5 pp |
Consensus estimate data is not available for this report.
BAC Q3 2026 Income Statement
| Line item | Amount (USD) | % of revenue |
|---|---|---|
| Revenue | $30.0B | 100% |
| Cost of Revenue | −$1.3B | 4.2% |
| Gross Profit | $28.7B | 95.8% |
| Research & Development | — | 0.0% |
| Selling, General & Administrative | −$19.7B | 65.8% |
| Operating Income | $9.0B | 29.9% |
| Interest Expense | −$17.8B | 59.4% |
| Other Income, net | −$392M | 1.3% |
| Income Tax Expense | −$2.0B | 6.8% |
| Net Income | $6.5B | 21.8% |
Source: BAC filings on SEC EDGAR (period ended 2026-09-30). Data normalized by EarningsFyi.